Terms of Service

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of https://staxivo.com (the “Site”) and the digital products made available by Staxivo (“Staxivo,” “we,” “us,” or “our”). Staxivo provides premium downloadable Microsoft Excel templates, including dashboards, financial models, business templates, project management templates, HR templates, inventory templates, budgeting templates, and related digital products (collectively, the “Products”).

Please read these Terms carefully before using the Site or purchasing any Product. They form a binding agreement between you and Staxivo.

2. Acceptance of Terms

By accessing the Site, creating an account (where applicable), or purchasing a Product, you agree to be bound by these Terms and by our Refund Policy and Privacy Policy, which are incorporated by reference. If you do not agree with these Terms, you must not use the Site or purchase any Product.

We may update these Terms from time to time as described in Section 17. Continued use of the Site after changes take effect constitutes your acceptance of the revised Terms.

3. Eligibility to Use the Website

You must be at least 18 years old, or the age of legal majority in your jurisdiction, to purchase Products or enter into a binding agreement with us. By using the Site, you represent that you meet this requirement and that you have the legal capacity to enter into these Terms.

The Site is intended for general business and professional use and is made available to customers worldwide, subject to compliance with applicable local laws.

4. User Accounts

Account creation functionality is not currently required to purchase Products. If Staxivo introduces user account functionality in the future, these Terms will automatically apply to any such accounts.

Where accounts are available, you are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. You agree to notify us promptly of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms.

5. Digital Products

All Products offered on the Site are digital goods delivered electronically, typically via download link or email, following successful payment. No physical goods are shipped.

Product descriptions, screenshots, and feature lists are provided to give you an accurate general representation of each Product. While we take care to ensure accuracy, minor variations in appearance, formatting, or compatibility across different software versions may occur.

6. Orders and Payments

When you place an order, you agree to provide accurate and complete billing information. All prices are displayed in the currency shown at checkout and are subject to any applicable taxes, which will be calculated and disclosed prior to completion of your purchase.

Payments are processed through third-party payment processors integrated with our checkout system. By completing a purchase, you agree to the applicable terms of those payment processors. We do not store full payment card details on our systems.

An order is considered accepted once payment has been successfully processed and confirmation has been issued. We reserve the right to refuse or cancel any order at our discretion, including in cases of suspected fraud, pricing errors, or violation of these Terms, in which case any payment collected will be refunded.

7. License and Permitted Use

Purchasing a Product grants you a limited, non-exclusive, non-transferable, revocable license to use the Product for your own personal or internal business purposes. Products are licensed, not sold. Staxivo and its licensors retain all ownership rights in and to the Products.

You may:

  • Use the Product for your own personal or internal business operations.
  • Customize the Product’s content (such as entering your own data) for your own use.

You may not, without our prior written consent:

  • Resell, redistribute, sublicense, rent, lease, or otherwise make the Product available to any third party.
  • Modify the Product for the purpose of resale or redistribution, whether for free or for payment.
  • Upload, share, or publish the Product, in whole or in part, on any public or third-party platform, template marketplace, or file-sharing service.
  • Claim authorship, ownership, or original creation of the Product.
  • Use the Product to create a competing product or service.

Unauthorized commercial use, redistribution, or resale of any Product constitutes a material breach of these Terms and may result in immediate suspension of your access to Products, without refund, and may expose you to legal action where applicable.

8. Intellectual Property Rights

All content on the Site and within the Products, including templates, formulas, designs, text, graphics, logos, and underlying structure, is the property of Staxivo or its licensors and is protected by applicable intellectual property laws. Except for the limited license granted in Section 7, no rights are transferred to you.

Nothing in these Terms grants you any right to use Staxivo’s trademarks, branding, or trade names without our prior written permission.

9. Prohibited Uses

You agree not to:

  • Use the Site or Products for any unlawful purpose or in violation of these Terms.
  • Attempt to gain unauthorized access to the Site, its systems, or other users’ accounts.
  • Interfere with or disrupt the operation, security, or integrity of the Site.
  • Use automated means (such as bots or scrapers) to access or extract content from the Site without authorization.
  • Circumvent any access, download, or licensing restrictions applied to a Product.
  • Engage in fraudulent activity, including unauthorized chargebacks or misuse of promotional offers.

We reserve the right to investigate and take appropriate action, including suspending access and pursuing legal remedies, against any user who violates this section.

10. Pricing and Availability

We make reasonable efforts to ensure pricing and Product availability information on the Site is accurate. However, errors may occasionally occur. We reserve the right to correct pricing errors, modify prices, and change, discontinue, or update Products at any time without prior notice, without liability to you, except that any completed order will be honored at the price paid at the time of purchase unless a pricing error affected that specific order.

11. Refund Policy

Refunds for Products are governed by our Refund Policy, available on the Site, which is incorporated into these Terms by reference. By purchasing a Product, you agree to the terms set out in the Refund Policy.

12. Disclaimer of Warranties

The Site and Products are provided on an “as is” and “as available” basis. To the fullest extent permitted by applicable law, Staxivo disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that Products will meet your specific requirements or be compatible with every software version or configuration. Nothing in this section limits any statutory rights that cannot be excluded under applicable law.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Staxivo and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, business, or goodwill, arising from or related to your use of the Site or Products.

Our total aggregate liability arising from or related to these Terms or your use of the Site and Products shall not exceed the total amount you paid to Staxivo for the Product giving rise to the claim in the twelve (12) months preceding the event. This limitation applies regardless of the legal theory on which liability is based, except where such limitation is not permitted by applicable law.

14. Third-Party Services and Links

The Site may reference, integrate with, or link to third-party services, including payment processors and hosting providers, and may contain links to third-party websites. We do not control and are not responsible for the content, policies, or practices of any third party. Your use of third-party services is subject to their own terms and policies.

15. Privacy

Our collection and use of personal information in connection with the Site and Products is governed by our Privacy Policy, available on the Site, which is incorporated into these Terms by reference.

16. Governing Law

These Terms are governed by the laws applicable in the jurisdiction in which Staxivo is established, without regard to conflict of law principles, except where mandatory consumer protection laws of your country of residence provide otherwise and cannot be excluded by agreement.

17. Changes to These Terms

We may update these Terms from time to time to reflect changes in our Products, business practices, or legal requirements. The most current version will always be available on this page. Your continued use of the Site following any changes constitutes acceptance of the updated Terms.

18. Contact Information

If you have questions about these Terms, please contact us at:

Staxivo
Website: https://staxivo.com
Email: support@staxivo.com